“ALCHEMY” is defined as any magical power or process of transmuting a common substance, usually of little value, into a substance of great value!

CALCULATORS



Loan Agreement

Used for budgeting your potential purchase or refinance. As well as seeing the difference in repayments with rate increases.

refinance calculator

A calculator to help you make an informed decision on the potential benefit of refinancing

Borrowing Power Calculator

For an estimate of what you can borrow. Enter your income and expenses to project your maximum borrowing capcity 

Stamp Duty Calculator

Used for calculating your stamp duty in your state of purchase



Calculator

Calculate your savings goal for your home purchase



Selling Cost Calculator

The sale price doesn't show you your NET cash on hand post settlement. Use this calautor for a clearer picture of the sale

Renting Vs Purchasing Calculator

This calculator allows you to do some forward projections, when making an informed decision in purchasing or renting your home



Offset Account Calculator

Offset accounts can be confusing. If making Principal & interest repayments, your monthly repayment doesn't change but the loan term is decreased. Use this calautor to show the interest savings and projected loan term

fortnightly repayment calculator

Through making fortnightly payments you are essentially making 2 more repayments a year (versus monthly). This reduces the loan term and overall interest paid



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